Numbers and percentages

Here are some figures and percentages that may be useful for those who work with the book reserve method and ITP.
2022 2021 2020 2019 2018
General percentages
Financial expence 3,0% 4,0% 4,0% 4,0% 4,0%
Discount rate 2,85% 3,84% 3,84% 3,84% 3,84%
Paid-up policy indexation 2,51% 0,39% 1,45% 2,32% 2,12%
Pension supplement 2,51% 0,39% 1,45% 2,32% 2,12%
Operating cost ITP 2
- monthly provisions 0,6814% 0,6168% 0,5684% 0,6038%
- opening balance 0,0374% 0,0390% 0,0384% 0,0394%
Balance interest ITP 2 -0,13% 0,2% -0,50% -0,50%
Credit insurance
Premium Läs om ny premiemodell under Om kreditförsäkring 0,45% 0,4% 0,4%
Reduced premium Läs om ny premiemodell under Om kreditförsäkring 0,15% 0,1% 0,1%
Yield tax
Yield tax 0,075%* 0,075%* 0,075%* 0,075%* 0,0765%
Tax rate 15% 15% 15% 15% 15%
Payroll tax
Deduction percentage 0,136% 0%** 0,0255% 0,408% 0,4335%
Payroll tax 24,26% 24,26% 24,26% 24,26% 24,26%
Average government borrowing rate the year before 0,16% -0,07%* 0,03%* 0,48%* 0,51%
Income base amount (iba)
1 iba 71,000 68,200 68,200 64,400 62,500
7,5 iba 532,500 511,500 511,500 483,000 468,750
10 iba 710,000 682,000 682,000 644,000 625,000
20 iba 1,420,000 1,364,000 1,364,000 1,288,000 1,250,000
30 iba 2,130,000 2,046,000 2,046,000 1,932,000 1,875,000
Price base amount (pba)
1 pba 48,300 47,600 47,300 46,500 45,500
7,5 pba 362,250 357,000 354,750 348,750 341,250
10 pba 483,000 476,000 473,000 465,000 455,000
20 pba 966,000 952,000 946,000 930,000 910,000
30 pba 1,449,000 1,428,000 1,419,000 1,395,000 1,365,000