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    <loc>/sv/foretag/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/" />
    <lastmod>2022-11-08</lastmod>
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    <loc>/sv/foretag/vara-tjanster/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/" />
    <lastmod>2023-06-02</lastmod>
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    <loc>/sv/foretag/vara-tjanster/kreditforsakring/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/credit-insurance/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/kreditforsakring/" />
    <lastmod>2022-11-22</lastmod>
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    <loc>/sv/foretag/vara-tjanster/kreditforsakring/om-kreditforsakring/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/credit-insurance/about-credit-insurance/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/kreditforsakring/om-kreditforsakring/" />
    <lastmod>2022-11-17</lastmod>
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    <loc>/sv/foretag/vara-tjanster/kreditforsakring/pensionsstiftelse/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/credit-insurance/credit-insurance-and-pension-foundations/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/kreditforsakring/pensionsstiftelse/" />
    <lastmod>2022-11-17</lastmod>
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    <loc>/sv/foretag/vara-tjanster/kreditforsakring/viktigt-att-tanka-pa/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/credit-insurance/important-to-consider-as-a-policyholder/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/kreditforsakring/viktigt-att-tanka-pa/" />
    <lastmod>2022-11-17</lastmod>
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  <url>
    <loc>/sv/foretag/vara-tjanster/kreditforsakring/aterbaring2025/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/credit-insurance/dividends2025/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/kreditforsakring/aterbaring2025/" />
    <lastmod>2025-03-28</lastmod>
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    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/itp-2/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/itp-2-i-egen-regi/" />
    <lastmod>2022-11-28</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/detta-ar-itp-2/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/itp-2/what-is-ITP-2/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/itp-2-i-egen-regi/detta-ar-itp-2/" />
    <lastmod>2022-11-28</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/vad-ar-itp-2-i-egen-regi/</loc>
    <lastmod>2022-11-28</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/pensionsskuld-itp-2/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/itp-2/pension-liability-itp-2/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/itp-2-i-egen-regi/pensionsskuld-itp-2/" />
    <lastmod>2022-12-05</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/vilka-itp-2-formaner-hanteras-i-egen-regi/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/itp-2/which-itp-2-benefits-are-entered-as-a-liability/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/itp-2-i-egen-regi/vilka-itp-2-formaner-hanteras-i-egen-regi/" />
    <lastmod>2022-12-05</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/rapportverktyg--itp-2-i-egen-regi/</loc>
    <lastmod>2023-06-12</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/itp-2-i-siffror/</loc>
    <lastmod>2024-01-10</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/redovisning-av-itp-2-i-egen-regi/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/itp-2/accounting-of-itp-2-book-reserve-method-pensions/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/itp-2-i-egen-regi/redovisning-av-itp-2-i-egen-regi/" />
    <lastmod>2022-12-05</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/berakning-av-finansiell-kostnad-itp-2/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/itp-2/calculation-of-financial-expenses-for-itp-2/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/itp-2-i-egen-regi/berakning-av-finansiell-kostnad-itp-2/" />
    <lastmod>2022-12-05</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/skatter-itp-2/</loc>
    <lastmod>2025-12-10</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/information-om-agi/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/itp-2/paye-return-at-the-individual-level/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/itp-2-i-egen-regi/information-om-agi/" />
    <lastmod>2022-12-05</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/itp-2-i-egen-regi/instruktionsfilmer/</loc>
    <lastmod>2025-12-09</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/pension-administration/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionstjanster/" />
    <lastmod>2023-03-27</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/itp-1-i-egen-regi/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/pension-administration/itp-1-book-reserve-method-pensions/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionstjanster/itp-1-i-egen-regi/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/itp-1-i-egen-regi/vad-ar-itp-1/</loc>
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/itp-1-i-egen-regi/vem-gor-vad-inom-itp-1-i-egen-regi/</loc>
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/pension-administration/companies-own-plans/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/berakning-av-pensionsskuld/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/pension-administration/companies-own-plans/calculation-of-pension-liability/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/berakning-av-pensionsskuld/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/formansberakning/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/pension-administration/companies-own-plans/benefit-calculation/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/formansberakning/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/fribrevsregister/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/pension-administration/companies-own-plans/paid-up-policy-register/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/fribrevsregister/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/pensionsformedling/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/pension-administration/companies-own-plans/pension-administration-for-retirees/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/pensionsformedling/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/formanstagarutredning/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/pension-administration/companies-own-plans/beneficiary-investigation/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/formanstagarutredning/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/foretagsegna-planer/agi-foretagsegna-planer/</loc>
    <lastmod>2023-02-20</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/kapitalforsakringsoversikt/</loc>
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionstjanster/avgangspension-i-egen-regi/</loc>
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/stiftelsetjanster/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/foundation-services/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/stiftelsetjanster/" />
    <lastmod>2023-04-27</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/stiftelsetjanster/pensionsstiftelser/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/foundation-services/pension-foundations/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/stiftelsetjanster/pensionsstiftelser/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/stiftelsetjanster/pensionsstiftelser/pensionsstiftelse-egen-regi/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/foundation-services/pension-foundations/pension-foundation-for-large-companies-with-book-reserve-method-pensions/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/stiftelsetjanster/pensionsstiftelser/pensionsstiftelse-egen-regi/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/stiftelsetjanster/vad-ar-en-vinstandelsstiftelse/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/foundation-services/what-is-a-profit-sharing-foundation/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/stiftelsetjanster/vad-ar-en-vinstandelsstiftelse/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/stiftelsetjanster/vad-ar-en-vinstandelsstiftelse/personuppgifter-vinsandelsstiftelse/</loc>
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/stiftelsetjanster/ovriga-stiftelser/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/foundation-services/Other_foundations/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/stiftelsetjanster/ovriga-stiftelser/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/stiftelsetjanster/ovriga-stiftelser/veta-mer-om-stiftelsetjanster/</loc>
    <lastmod>2026-03-19</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/stiftelsetjanster/ovriga-stiftelser/veta-mer-om-stiftelsetjanster/tacksida/</loc>
    <lastmod>2026-03-19</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/actuarial-services/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/aktuariella-tjanster/" />
    <lastmod>2023-04-26</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/actuarial-services/ias-19-and-us-gaap/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/" />
    <lastmod>2022-12-06</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/typisk-leverans/</loc>
    <lastmod>2023-02-21</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/om-ias-19/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/actuarial-services/ias-19-and-us-gaap/about-ias-19/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/om-ias-19/" />
    <lastmod>2022-12-06</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/delarsrapportering/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/actuarial-services/ias-19-and-us-gaap/interim-reporting/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/delarsrapportering/" />
    <lastmod>2022-12-06</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/delarsrapportering/i-en-typisk-delarsrapport-ingar/</loc>
    <lastmod>2023-02-21</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/ias-19-koordinering/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/actuarial-services/ias-19-and-us-gaap/ias-19-coordination/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/ias-19-koordinering/" />
    <lastmod>2022-12-06</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/ias-19-koordinering/typisk-leverans-koordinering/</loc>
    <lastmod>2023-02-21</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/parameteranalys-ias-19/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/actuarial-services/ias-19-and-us-gaap/assumption-analysis-ias-19/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/parameteranalys-ias-19/" />
    <lastmod>2022-12-06</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/ias-19-och-us-gaap/parameteranalys-ias-19/i-en-typisk-leverans-parametaranalys/</loc>
    <lastmod>2023-02-21</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/svensk-pensionsskuld/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/actuarial-services/swedish-pension-liability/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/aktuariella-tjanster/svensk-pensionsskuld/" />
    <lastmod>2022-12-06</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/bestall-offert/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/actuarial-services/request-a-quote/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/aktuariella-tjanster/bestall-offert/" />
    <lastmod>2023-02-21</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/aktuariella-tjanster/bestall-ias-19-broschyr/</loc>
    <lastmod>2023-05-11</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/pensionskonsulter/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/our-services/consultancy-services/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/vara-tjanster/pensionskonsulter/" />
    <lastmod>2022-12-06</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/fpk/</loc>
    <lastmod>2023-02-09</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/fpk/fragor-och-svar-fpk/</loc>
    <lastmod>2023-02-20</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/fpk/filspecifikationer/</loc>
    <lastmod>2023-04-25</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/vara-tjanster/om-webbtjansten---foretag/</loc>
    <lastmod>2022-12-05</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/utbildningar/</loc>
    <lastmod>2022-12-05</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/utbildningar/kollektivavtalad-tjanstepension-itp/</loc>
    <lastmod>2023-04-03</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/utbildningar/redovisning-av-itp-2-i-egen-regi/</loc>
    <lastmod>2023-04-03</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/utbildningar/ias-19-utbildning/</loc>
    <lastmod>2023-05-30</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/utbildningar/fordjupning/</loc>
    <lastmod>2025-02-10</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/utbildningar/foretagens-pensionsplaner-utanfor-kollektivavtal/</loc>
    <lastmod>2023-04-03</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/utbildningar/agi-utbildning/</loc>
    <lastmod>2024-03-15</lastmod>
  </url>
  <url>
    <loc>/sv/foretag/mer-information/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/company-and-organization/information-and-education/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/foretag/mer-information/" />
    <lastmod>2022-11-17</lastmod>
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  <url>
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    <lastmod>2022-11-22</lastmod>
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  <url>
    <loc>/sv/privat/ftp-2/pensionsformaner-ftp-2/efterlevandepension-ftp-2/</loc>
    <lastmod>2022-11-22</lastmod>
  </url>
  <url>
    <loc>/sv/privat/ftp-2/pensionsformaner-ftp-2/sjukpension-ftp-2/</loc>
    <lastmod>2022-11-22</lastmod>
  </url>
  <url>
    <loc>/sv/privat/ftp-2/ga-i-pension-ftp-2/</loc>
    <lastmod>2022-11-22</lastmod>
  </url>
  <url>
    <loc>/sv/privat/ftp-2/redan-pensionar-ftp-2/</loc>
    <lastmod>2022-11-22</lastmod>
  </url>
  <url>
    <loc>/sv/privat/ftp-2/handelser-som-paverkar-ftp-2/</loc>
    <lastmod>2022-11-22</lastmod>
  </url>
  <url>
    <loc>/sv/privat/ftp-2/alternativ-pensionslosning/</loc>
    <lastmod>2022-11-22</lastmod>
  </url>
  <url>
    <loc>/sv/privat/ftp-2/fragor-och-svar-ftp-2/</loc>
    <lastmod>2022-11-23</lastmod>
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  <url>
    <loc>/sv/privat/foretagsegna-planer/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/Personal/companies-own-plans/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/privat/foretagsegna-planer/" />
    <lastmod>2023-02-06</lastmod>
  </url>
  <url>
    <loc>/sv/privat/foretagsegna-planer/utbetalningsbesked/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/Personal/companies-own-plans/payment-notification/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/privat/foretagsegna-planer/Utbetalningsbesked/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/privat/foretagsegna-planer/preliminart-skatteavdrag/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/Personal/companies-own-plans/preliminary-tax-deduction/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/privat/foretagsegna-planer/preliminart-skatteavdrag/" />
    <lastmod>2022-12-02</lastmod>
  </url>
  <url>
    <loc>/sv/privat/foretagsegna-planer/bosatt-utomlands/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/Personal/companies-own-plans/resident-abroad/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/privat/foretagsegna-planer/bosatt-utomlands/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/privat/kontakta-oss/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/Personal/contact-us/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/privat/kontakta-oss/" />
    <lastmod>2023-01-30</lastmod>
  </url>
  <url>
    <loc>/sv/privat/kontakta-oss/om-du-inte-ar-nojd/</loc>
    <lastmod>2023-12-21</lastmod>
  </url>
  <url>
    <loc>/sv/privat/kontakta-oss/om-du-inte-ar-nojd/skicka-oss-ditt-klagomal/</loc>
    <lastmod>2023-12-21</lastmod>
  </url>
  <url>
    <loc>/sv/privat/mina-sidor/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/Personal/my-pages/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/privat/mina-sidor/" />
    <lastmod>2023-03-16</lastmod>
  </url>
  <url>
    <loc>/sv/privat/kontakt-kivra/</loc>
    <lastmod>2024-06-04</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/" />
    <lastmod>2024-02-02</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/finansiellt/</loc>
    <lastmod>2025-05-07</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/finansiellt/kapitalforvaltning/</loc>
    <lastmod>2025-01-22</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/finansiellt/arsredovisning-och-rapporter/</loc>
    <lastmod>2022-11-29</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/finansiellt/arsredovisning-och-rapporter/arkiv-finansiell-information/</loc>
    <lastmod>2023-01-09</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/finansiellt/rating-standard--poors/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/finansiellt/rating-standard--poors/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/finansiellt/rating-standard--poors/" />
    <lastmod>2024-03-19</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/hallbarhet/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/sustainability/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/hallbarhet/" />
    <lastmod>2023-05-22</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/hallbarhet/vart-hallbarhetsarbete/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/sustainability/sustainability-at-pri/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/hallbarhet/vart-hallbarhetsarbete/" />
    <lastmod>2022-11-30</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/hallbarhet/vart-hallbarhetsarbete/ansvarsfull-kreditforsakring/</loc>
    <lastmod>2024-10-15</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/hallbarhet/vart-hallbarhetsarbete/hallbara-investeringar/</loc>
    <lastmod>2024-10-15</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/hallbarhet/vart-hallbarhetsarbete/hallbart-medarbetarskap/</loc>
    <lastmod>2024-10-15</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/hallbarhet/vart-hallbarhetsarbete/lonsamma-och-effektiva-tjanster/</loc>
    <lastmod>2024-10-15</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/hallbarhet/uppforandekod/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/sustainability/code-of-conduct/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/hallbarhet/uppforandekod/" />
    <lastmod>2022-12-09</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/hallbarhet/fragor-och-svar-om-hallbarhet/</loc>
    <lastmod>2022-12-09</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/jobba-pa-pri/</loc>
    <lastmod>2025-09-03</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/jobba-pa-pri/vi-ar-pri/</loc>
    <lastmod>2025-08-11</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/jobba-pa-pri/din-vardag-hos-oss/</loc>
    <lastmod>2025-06-30</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/juridisk-information/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/juridisk-information/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/juridisk-information/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/juridisk-information/anvandarvillkor-for-pri-pensionsgarantis-webbplats/</loc>
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/juridisk-information/behandling-av-personuppgifter/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/juridisk-information/processing-of-personal-data/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/juridisk-information/behandling-av-personuppgifter/" />
    <lastmod>2023-01-09</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/juridisk-information/cookies/</loc>
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/globalassets/om-oss/juridisk-information/integritetspolicy-december-2025.pdf</loc>
    <lastmod>2023-03-02</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/juridisk-information/personuppgiftsbehandling-pri-arendeportal/</loc>
    <lastmod>2025-06-25</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/ledning-och-styrning/</loc>
    <lastmod>2025-05-07</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/ledning-och-styrning/bolagsledning/</loc>
    <lastmod>2023-02-24</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/ledning-och-styrning/bolagsstyrning/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/ledning-och-styrning/corporate-governance-of-pri-pensionsgaranti/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/ledning-och-styrning/bolagsstyrning/" />
    <lastmod>2022-12-01</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/ledning-och-styrning/styrelse/</loc>
    <lastmod>2022-12-02</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/kontakta-oss/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/about-us/contact-us/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/om-oss/kontakta-oss/" />
    <lastmod>2023-04-05</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/kontakta-oss/visselblasning/</loc>
    <lastmod>2023-12-08</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/kontakta-oss/om-du-inte-ar-nojd/</loc>
    <lastmod>2023-04-05</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/kontakta-oss/om-du-inte-ar-nojd/skicka-oss-ditt-klagomal/</loc>
    <lastmod>2023-06-02</lastmod>
  </url>
  <url>
    <loc>/sv/om-oss/vara-filmer/</loc>
    <lastmod>2024-01-29</lastmod>
  </url>
  <url>
    <loc>/sv/sok/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="/en/search/" />
    <xhtml:link rel="alternate" hreflang="sv" href="/sv/sok/" />
    <lastmod>2023-04-12</lastmod>
  </url>
</urlset>